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<title type="html" ><![CDATA[Business ETC]]></title>
<link rel="alternate"  type="text/html"  href="http://businessetc.thejournal.ie" ></link>
<id>urn:uuid:5628f2dc-48c9-f37b-1c1c-3726d3690a94</id>
<updated>2013-06-19T10:35:54+01:00</updated>
<language>en</language>
<entry>
<title type="html" ><![CDATA[Survey: Just 58% of teenagers expect to find work in Ireland after college]]></title>
<link href="http://www.thejournal.ie/survey-just-58-of-teenagers-expect-to-find-work-in-ireland-after-college-809813-Feb2013/" ></link>
<id>urn:uuid:f458d389-8d6e-0149-23a7-153df138ae64</id>
<link rel="replies"  type="text/html" >http://www.thejournal.ie/survey-just-58-of-teenagers-expect-to-find-work-in-ireland-after-college-809813-Feb2013/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://www.thejournal.ie/survey-just-58-of-teenagers-expect-to-find-work-in-ireland-after-college-809813-Feb2013/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[The Teens & Money survey by the Irish League of Credit Unions shows that 80 per cent of teenagers worry about the costs associated with third level education.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s0.jrnl.ie/media/2013/02/shutterstock_46770247-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Credit Unions" />
<category scheme="http://businessetc.thejournal.ie"  term="ilcu" />
<category scheme="http://businessetc.thejournal.ie"  term="Money" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="rish League of Credit Unions" />
<category scheme="http://businessetc.thejournal.ie"  term="Survey" />
<category scheme="http://businessetc.thejournal.ie"  term="Teenagers" />
<category scheme="http://businessetc.thejournal.ie"  term="Youth Work Ireland" />
<author><name>Jennifer Wade</name>
<url>http://businessetc.thejournal.ie/author/jennifer-wade/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Irish people still love using cheques, says Central Bank]]></title>
<link href="http://www.thejournal.ie/irish-people-cheque-usage-783141-Feb2013/" ></link>
<id>urn:uuid:f8795f1d-3b79-2c37-e3a6-bd53829b3845</id>
<link rel="replies"  type="text/html" >http://www.thejournal.ie/irish-people-cheque-usage-783141-Feb2013/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://www.thejournal.ie/irish-people-cheque-usage-783141-Feb2013/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[More than 84 million cheques were used in Ireland in one year, despite the shift away from cheque books. ]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s1.jrnl.ie/media/2013/02/irish-people-cheques-usage-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Business" />
<category scheme="http://businessetc.thejournal.ie"  term="Central Bank" />
<category scheme="http://businessetc.thejournal.ie"  term="cheque book" />
<category scheme="http://businessetc.thejournal.ie"  term="cheques" />
<category scheme="http://businessetc.thejournal.ie"  term="just can't let go" />
<category scheme="http://businessetc.thejournal.ie"  term="Money Money" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Reality Cheque" />
<author><name>Christine Bohan</name>
<url>http://businessetc.thejournal.ie/author/christine-bohan/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[61% of people have under €100 left a month after essential bills – Credit Unions]]></title>
<link href="http://businessetc.thejournal.ie/61-of-people-have-under-e100-left-a-month-after-essential-bills-credit-unions-756535-Jan2013/" ></link>
<id>urn:uuid:576a945d-342f-6aa3-9a53-ffe486b66ca3</id>
<link rel="replies"  type="text/html" >http://businessetc.thejournal.ie/61-of-people-have-under-e100-left-a-month-after-essential-bills-credit-unions-756535-Jan2013/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://businessetc.thejournal.ie/61-of-people-have-under-e100-left-a-month-after-essential-bills-credit-unions-756535-Jan2013/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[the final 2012 ‘What’s Left’ tracker series conducted by the Irish league of Credit Unions shows 61% of people have €100 or less left at the end of the month once essential bills are paid.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s0.jrnl.ie/media/2013/01/shutterstock_92384203-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="bills" />
<category scheme="http://businessetc.thejournal.ie"  term="Budget" />
<category scheme="http://businessetc.thejournal.ie"  term="Credit Unions" />
<category scheme="http://businessetc.thejournal.ie"  term="essentials" />
<category scheme="http://businessetc.thejournal.ie"  term="Irish League of Credit Unions" />
<category scheme="http://businessetc.thejournal.ie"  term="Moneylenders" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<author><name>Jennifer Wade</name>
<url>http://businessetc.thejournal.ie/author/jennifer-wade/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Irish consumers’ Visa card expenditure rises to record €15.5bn ]]></title>
<link href="http://businessetc.thejournal.ie/irish-consumers-visa-card-expenditure-rises-to-record-e15-5bn-754794-Jan2013/" ></link>
<id>urn:uuid:d8e764da-41df-ead2-229d-4ff636e77c2c</id>
<link rel="replies"  type="text/html" >http://businessetc.thejournal.ie/irish-consumers-visa-card-expenditure-rises-to-record-e15-5bn-754794-Jan2013/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://businessetc.thejournal.ie/irish-consumers-visa-card-expenditure-rises-to-record-e15-5bn-754794-Jan2013/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[According to Visa, €1 in every €7 of consumer spending in Ireland is now on a Visa debit, credit or prepaid card.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s3.jrnl.ie/media/2013/01/shutterstock_8126032-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="cards" />
<category scheme="http://businessetc.thejournal.ie"  term="Credit Cards" />
<category scheme="http://businessetc.thejournal.ie"  term="Debit Cards" />
<category scheme="http://businessetc.thejournal.ie"  term="Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="prepaid cards" />
<category scheme="http://businessetc.thejournal.ie"  term="Visa card" />
<author><name>Jennifer Wade</name>
<url>http://businessetc.thejournal.ie/author/jennifer-wade/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Bank of Ireland increases credit card interest by up to 4 per cent]]></title>
<link href="http://businessetc.thejournal.ie/bank-of-ireland-credit-card-rates-722219-Dec2012/" ></link>
<id>urn:uuid:d82e56a7-d59b-0025-4667-d5f54d47e63f</id>
<link rel="replies"  type="text/html" >http://businessetc.thejournal.ie/bank-of-ireland-credit-card-rates-722219-Dec2012/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://businessetc.thejournal.ie/bank-of-ireland-credit-card-rates-722219-Dec2012/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[The rate increases, which had been advertised in October, kicked in yesterday – only a week before Christmas.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s3.jrnl.ie/media/2012/12/bank-of-ireland-flag-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Bank of Ireland" />
<category scheme="http://businessetc.thejournal.ie"  term="Credit Cards" />
<category scheme="http://businessetc.thejournal.ie"  term="Interest Rates" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Spending" />
<author><name>Gavan Reilly</name>
<url>http://businessetc.thejournal.ie/author/gavan-reilly/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Join TheJournal.ie’s #Budget 2013 virtual panel]]></title>
<link href="http://www.thejournal.ie/budget-2013-virtual-panel-683052-Nov2012/" ></link>
<id>urn:uuid:d1f0382a-cc9a-0939-8a1b-bc8f7158fa62</id>
<link rel="replies"  type="text/html" >http://www.thejournal.ie/budget-2013-virtual-panel-683052-Nov2012/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://www.thejournal.ie/budget-2013-virtual-panel-683052-Nov2012/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[We want to hear from a wide range of people across the country to find out their thoughts both ahead of Budget Day and on the day itself.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s2.jrnl.ie/media/2012/11/budget-2013-virtual-panel-2-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Austerity" />
<category scheme="http://businessetc.thejournal.ie"  term="Budget" />
<category scheme="http://businessetc.thejournal.ie"  term="Budget 2013" />
<category scheme="http://businessetc.thejournal.ie"  term="Budget13" />
<category scheme="http://businessetc.thejournal.ie"  term="Cutbacks" />
<category scheme="http://businessetc.thejournal.ie"  term="Cuts" />
<category scheme="http://businessetc.thejournal.ie"  term="Economy" />
<category scheme="http://businessetc.thejournal.ie"  term="Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Recession" />
<category scheme="http://businessetc.thejournal.ie"  term="Tax" />
<category scheme="http://businessetc.thejournal.ie"  term="Virtual Panel" />
<author><name>Paul Hyland</name>
<url>http://businessetc.thejournal.ie/author/paul-hyland/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Students advised to compare bank accounts before signing up]]></title>
<link href="http://businessetc.thejournal.ie/student-bank-accounts-finance-566569-Aug2012/" ></link>
<id>urn:uuid:00d541d3-cb3b-2fea-30d5-ffd45c40e594</id>
<link rel="replies"  type="text/html" >http://businessetc.thejournal.ie/student-bank-accounts-finance-566569-Aug2012/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://businessetc.thejournal.ie/student-bank-accounts-finance-566569-Aug2012/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[National Consumer Agency says it’s important that students check all penalty charges before choosing their account.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s2.jrnl.ie/media/2012/08/student-finance-banking-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Account" />
<category scheme="http://businessetc.thejournal.ie"  term="Bank Charges" />
<category scheme="http://businessetc.thejournal.ie"  term="Banking" />
<category scheme="http://businessetc.thejournal.ie"  term="Banks" />
<category scheme="http://businessetc.thejournal.ie"  term="Charges" />
<category scheme="http://businessetc.thejournal.ie"  term="Credit" />
<category scheme="http://businessetc.thejournal.ie"  term="Fees" />
<category scheme="http://businessetc.thejournal.ie"  term="National Consumer Agency" />
<category scheme="http://businessetc.thejournal.ie"  term="NCA" />
<category scheme="http://businessetc.thejournal.ie"  term="Penalties" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Student finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Students" />
<category scheme="http://businessetc.thejournal.ie"  term="Third Level" />
<author><name>Susan Ryan</name>
<url>http://businessetc.thejournal.ie/author/susan-ryan/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Government will oppose SF bill to limit moneylenders’ interest rates]]></title>
<link href="http://www.thejournal.ie/moneylenders-interest-rates-40-per-cent-sinn-fein-brian-hayes-524261-Jul2012/" ></link>
<id>urn:uuid:b5914bb3-6878-3c22-8fbb-36d6147958b7</id>
<link rel="replies"  type="text/html" >http://www.thejournal.ie/moneylenders-interest-rates-40-per-cent-sinn-fein-brian-hayes-524261-Jul2012/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://www.thejournal.ie/moneylenders-interest-rates-40-per-cent-sinn-fein-brian-hayes-524261-Jul2012/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[Sinn Féin’s legislation would mean licensed moneylenders would not be allowed to charge interest higher than 40% APR.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s2.jrnl.ie/media/2012/07/20120717doherty-230x150.png" />
<category scheme="http://businessetc.thejournal.ie"  term="Brian Hayes" />
<category scheme="http://businessetc.thejournal.ie"  term="consumer credit act" />
<category scheme="http://businessetc.thejournal.ie"  term="Dáil Éireann" />
<category scheme="http://businessetc.thejournal.ie"  term="Financing" />
<category scheme="http://businessetc.thejournal.ie"  term="Gerry Adams" />
<category scheme="http://businessetc.thejournal.ie"  term="Moneylenders" />
<category scheme="http://businessetc.thejournal.ie"  term="moneylending" />
<category scheme="http://businessetc.thejournal.ie"  term="Pearse Doherty" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Sinn Féin" />
<author><name>Gavan Reilly</name>
<url>http://businessetc.thejournal.ie/author/gavan-reilly/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Just 30 per cent of Irish people ‘understand basic finance concepts’]]></title>
<link href="http://www.thejournal.ie/just-30-per-cent-of-irish-people-understand-basic-finance-concepts-454046-May2012/" ></link>
<id>urn:uuid:06754e07-af00-3db6-1613-477511e648b3</id>
<link rel="replies"  type="text/html" >http://www.thejournal.ie/just-30-per-cent-of-irish-people-understand-basic-finance-concepts-454046-May2012/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://www.thejournal.ie/just-30-per-cent-of-irish-people-understand-basic-finance-concepts-454046-May2012/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[We may no longer need to know “what a tracker mortgage is”, but how does our personal finance knowledge stack up overall? ]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s2.jrnl.ie/media/2012/05/964-Child-Benefits-cuts-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="basic personal finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Consumers" />
<category scheme="http://businessetc.thejournal.ie"  term="Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Irish" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<author><name>Aoife Barry</name>
<url>http://businessetc.thejournal.ie/author/aoife-barry/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[ESRI index showing increasingly polarised saving behaviour]]></title>
<link href="http://businessetc.thejournal.ie/esri-index-showing-increasingly-polarised-saving-behaviour-451570-May2012/" ></link>
<id>urn:uuid:d01c1350-c495-6180-9a6e-92d0b5b7bd25</id>
<link rel="replies"  type="text/html" >http://businessetc.thejournal.ie/esri-index-showing-increasingly-polarised-saving-behaviour-451570-May2012/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://businessetc.thejournal.ie/esri-index-showing-increasingly-polarised-saving-behaviour-451570-May2012/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[More than half of people surveyed said they are saving less per month than they think they should be saving.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s2.jrnl.ie/media/2012/05/6736161971_723c9a151c_z-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="ESRI" />
<category scheme="http://businessetc.thejournal.ie"  term="Finances" />
<category scheme="http://businessetc.thejournal.ie"  term="Nationwide UK (Ireland)" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Savings" />
<author><name>Susan Ryan</name>
<url>http://businessetc.thejournal.ie/author/susan-ryan/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Call for stronger regulations on moneylenders ]]></title>
<link href="http://www.thejournal.ie/call-for-stronger-regulations-on-moneylenders-392180-Mar2012/" ></link>
<id>urn:uuid:b0937aa7-f78f-36c7-ea24-4c4bdbc10e89</id>
<link rel="replies"  type="text/html" >http://www.thejournal.ie/call-for-stronger-regulations-on-moneylenders-392180-Mar2012/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://www.thejournal.ie/call-for-stronger-regulations-on-moneylenders-392180-Mar2012/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[The Central Bank has been urged to strengthen regulations on moneylenders in the light of newly released figures that suggest increasing numbers of families are turning to them.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s1.jrnl.ie/media/2012/03/PA-8633333-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="catherine byrne" />
<category scheme="http://businessetc.thejournal.ie"  term="Central Bank" />
<category scheme="http://businessetc.thejournal.ie"  term="Debt" />
<category scheme="http://businessetc.thejournal.ie"  term="Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Loans" />
<category scheme="http://businessetc.thejournal.ie"  term="Moneylenders" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="regulations" />
<author><name>Jennifer Wade</name>
<url>http://businessetc.thejournal.ie/author/jennifer-wade/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Credit card debt down – but average card still over €1,300 in debt]]></title>
<link href="http://businessetc.thejournal.ie/credit-card-debt-down-but-average-card-still-over-e1300-in-debt-350217-Feb2012/" ></link>
<id>urn:uuid:3a67393e-12be-7ccc-448b-364141623180</id>
<link rel="replies"  type="text/html" >http://businessetc.thejournal.ie/credit-card-debt-down-but-average-card-still-over-e1300-in-debt-350217-Feb2012/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://businessetc.thejournal.ie/credit-card-debt-down-but-average-card-still-over-e1300-in-debt-350217-Feb2012/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[ Central Banker Joe McNeill says that overall credit card debt is down since 2008, though the per-card average really hasn’t changed.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s2.jrnl.ie/media/2012/02/PA-12447721-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Central Bank" />
<category scheme="http://businessetc.thejournal.ie"  term="Credit Cards" />
<category scheme="http://businessetc.thejournal.ie"  term="Joe McNeill" />
<category scheme="http://businessetc.thejournal.ie"  term="Loans" />
<category scheme="http://businessetc.thejournal.ie"  term="Non-Mortgage Debt" />
<category scheme="http://businessetc.thejournal.ie"  term="Oireachtas Committee" />
<category scheme="http://businessetc.thejournal.ie"  term="personal debt" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<author><name>Susan Ryan</name>
<url>http://businessetc.thejournal.ie/author/susan-ryan/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Column: Nick Leeson’s 4 lessons learned from 2011]]></title>
<link href="http://businessetc.thejournal.ie/readme/column-nick-leesons-4-lessons-learned-from-2011-312115-Dec2011/" ></link>
<id>urn:uuid:55593a88-2606-134b-8d02-2228cab89e09</id>
<link rel="replies"  type="text/html" >http://businessetc.thejournal.ie/readme/column-nick-leesons-4-lessons-learned-from-2011-312115-Dec2011/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://businessetc.thejournal.ie/readme/column-nick-leesons-4-lessons-learned-from-2011-312115-Dec2011/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[Ireland and a euro break-up, the truth about tribunals, white collar crime and the dangers of ‘pay day’ loans – former trader Nick Leeson rings the closing bell on 2011.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s0.jrnl.ie/media/2011/12/foolsgold-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Anglo Irish Bank" />
<category scheme="http://businessetc.thejournal.ie"  term="Banking" />
<category scheme="http://businessetc.thejournal.ie"  term="Banking Crisis" />
<category scheme="http://businessetc.thejournal.ie"  term="column" />
<category scheme="http://businessetc.thejournal.ie"  term="Credit" />
<category scheme="http://businessetc.thejournal.ie"  term="credit market" />
<category scheme="http://businessetc.thejournal.ie"  term="d4" />
<category scheme="http://businessetc.thejournal.ie"  term="EU" />
<category scheme="http://businessetc.thejournal.ie"  term="Euro" />
<category scheme="http://businessetc.thejournal.ie"  term="Eurozone" />
<category scheme="http://businessetc.thejournal.ie"  term="Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Merkel" />
<category scheme="http://businessetc.thejournal.ie"  term="Nick Leeson" />
<category scheme="http://businessetc.thejournal.ie"  term="Opinion" />
<category scheme="http://businessetc.thejournal.ie"  term="pay day loans" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Recession" />
<category scheme="http://businessetc.thejournal.ie"  term="Tribunals" />
<category scheme="http://businessetc.thejournal.ie"  term="White Collar Crime" />
<author><name>Nick Leeson</name>
<url>http://businessetc.thejournal.ie/author/nick-leeson/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Open thread: what are your best money-saving tips?]]></title>
<link href="http://www.thejournal.ie/open-thread-what-are-your-best-money-saving-tips-300152-Dec2011/" ></link>
<id>urn:uuid:744ecd00-61a8-3bc1-f746-ed02478ea70b</id>
<link rel="replies"  type="text/html" >http://www.thejournal.ie/open-thread-what-are-your-best-money-saving-tips-300152-Dec2011/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://www.thejournal.ie/open-thread-what-are-your-best-money-saving-tips-300152-Dec2011/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[Now that we know what’s in Budget 2012, we want you to share your best cash-scrimping advice with TheJournal.ie’s readers…]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s2.jrnl.ie/media/2011/12/6093699369_0555be5ea9_z-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Budget 2012" />
<category scheme="http://businessetc.thejournal.ie"  term="budget12" />
<category scheme="http://businessetc.thejournal.ie"  term="expenditure" />
<category scheme="http://businessetc.thejournal.ie"  term="Life After Budget" />
<category scheme="http://businessetc.thejournal.ie"  term="Money Saving Tips" />
<category scheme="http://businessetc.thejournal.ie"  term="open thread" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Save Money" />
<author><name>Susan Ryan</name>
<url>http://businessetc.thejournal.ie/author/susan-ryan/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Join TheJournal.ie’s #Budget 2012 virtual panel]]></title>
<link href="http://www.thejournal.ie/join-thejournal-ies-budget-2012-virtual-panel-291655-Nov2011/" ></link>
<id>urn:uuid:a89fa560-cc9a-7f71-9f72-2f3292a3050d</id>
<link rel="replies"  type="text/html" >http://www.thejournal.ie/join-thejournal-ies-budget-2012-virtual-panel-291655-Nov2011/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://www.thejournal.ie/join-thejournal-ies-budget-2012-virtual-panel-291655-Nov2011/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[We want to hear from a wide range of people across the country on how the Budget impacts them.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s1.thejournal.ie/media/2011/11/loudhailer-390x516.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Budget" />
<category scheme="http://businessetc.thejournal.ie"  term="Budget 2012" />
<category scheme="http://businessetc.thejournal.ie"  term="budget12" />
<category scheme="http://businessetc.thejournal.ie"  term="Cutbacks" />
<category scheme="http://businessetc.thejournal.ie"  term="Cuts" />
<category scheme="http://businessetc.thejournal.ie"  term="Economy" />
<category scheme="http://businessetc.thejournal.ie"  term="Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Recession" />
<category scheme="http://businessetc.thejournal.ie"  term="Slashwatch" />
<category scheme="http://businessetc.thejournal.ie"  term="Tax" />
<category scheme="http://businessetc.thejournal.ie"  term="Virtual Panel" />
<author><name>Susan Daly</name>
<url>http://businessetc.thejournal.ie/author/susan-daly/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Nearly half of all households paying bills late each month]]></title>
<link href="http://www.thejournal.ie/nearly-half-of-all-households-paying-bills-late-each-month-179760-Jul2011/" ></link>
<id>urn:uuid:c57f3ec8-49a1-1354-6b9e-ce11929589d1</id>
<link rel="replies"  type="text/html" >http://www.thejournal.ie/nearly-half-of-all-households-paying-bills-late-each-month-179760-Jul2011/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://www.thejournal.ie/nearly-half-of-all-households-paying-bills-late-each-month-179760-Jul2011/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[Disposable income index shows that half of Irish people don’t feel able to save regularly – and increasing numbers of working adults are left without spare cash after essentials paid for.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s0.jrnl.ie/media/2011/07/owedmoney-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Bills Bills Bills" />
<category scheme="http://businessetc.thejournal.ie"  term="Budget" />
<category scheme="http://businessetc.thejournal.ie"  term="Credit Unions" />
<category scheme="http://businessetc.thejournal.ie"  term="disposable income" />
<category scheme="http://businessetc.thejournal.ie"  term="ECB" />
<category scheme="http://businessetc.thejournal.ie"  term="Economy" />
<category scheme="http://businessetc.thejournal.ie"  term="Emigration" />
<category scheme="http://businessetc.thejournal.ie"  term="Employment" />
<category scheme="http://businessetc.thejournal.ie"  term="Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="household expenses" />
<category scheme="http://businessetc.thejournal.ie"  term="ilcu" />
<category scheme="http://businessetc.thejournal.ie"  term="income" />
<category scheme="http://businessetc.thejournal.ie"  term="Interest Rate" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Recession" />
<category scheme="http://businessetc.thejournal.ie"  term="Salary" />
<category scheme="http://businessetc.thejournal.ie"  term="Survey" />
<category scheme="http://businessetc.thejournal.ie"  term="Wages" />
<author><name>Susan Daly</name>
<url>http://businessetc.thejournal.ie/author/susan-daly/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Poll: Fiver Friday – will you be taking part?]]></title>
<link href="http://www.thejournal.ie/poll-fiver-friday-will-you-taking-part-167330-Jul2011/" ></link>
<id>urn:uuid:f861b5b2-51ee-6a2d-b374-fa456e2085bf</id>
<link rel="replies"  type="text/html" >http://www.thejournal.ie/poll-fiver-friday-will-you-taking-part-167330-Jul2011/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://www.thejournal.ie/poll-fiver-friday-will-you-taking-part-167330-Jul2011/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[Liveline is running a campaign to get people to spend five euro in a local business today – but is it an idea you can get on board with?]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s3.thejournal.ie/media/2011/07/fiveeuro-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Campaign" />
<category scheme="http://businessetc.thejournal.ie"  term="Economy" />
<category scheme="http://businessetc.thejournal.ie"  term="Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="fiver friday" />
<category scheme="http://businessetc.thejournal.ie"  term="Joe Duffy" />
<category scheme="http://businessetc.thejournal.ie"  term="Liveline" />
<category scheme="http://businessetc.thejournal.ie"  term="Money" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Poll" />
<category scheme="http://businessetc.thejournal.ie"  term="Radio" />
<category scheme="http://businessetc.thejournal.ie"  term="Recession" />
<category scheme="http://businessetc.thejournal.ie"  term="Your Say" />
<author><name>Susan Daly</name>
<url>http://businessetc.thejournal.ie/author/susan-daly/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[Can’t keep up with your mortgage rate? Try this new calculator]]></title>
<link href="http://businessetc.thejournal.ie/cant-keep-up-with-your-mortgage-rate-try-this-new-calculator-128024-Apr2011/" ></link>
<id>urn:uuid:b6b567d4-d6d7-bdab-7903-690405b331af</id>
<link rel="replies"  type="text/html" >http://businessetc.thejournal.ie/cant-keep-up-with-your-mortgage-rate-try-this-new-calculator-128024-Apr2011/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://businessetc.thejournal.ie/cant-keep-up-with-your-mortgage-rate-try-this-new-calculator-128024-Apr2011/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[National Consumers Agency gives confused homeowners a hand to figure out how rate changes impact their payments.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s1.jrnl.ie/media/2011/04/abacus-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Interest Rates" />
<category scheme="http://businessetc.thejournal.ie"  term="Mortgage" />
<category scheme="http://businessetc.thejournal.ie"  term="mortgage calculator" />
<category scheme="http://businessetc.thejournal.ie"  term="Mortgage Rate" />
<category scheme="http://businessetc.thejournal.ie"  term="Mortgages" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Property" />
<author><name>Susan Daly</name>
<url>http://businessetc.thejournal.ie/author/susan-daly/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[5.4 per cent of Irish households over-indebted in 2008, says ESRI]]></title>
<link href="http://businessetc.thejournal.ie/5-4-per-cent-of-irish-households-over-indebted-in-2008-says-esri-98491-Mar2011/" ></link>
<id>urn:uuid:77ff002e-d9d2-cce7-f8d5-de3a23d7621f</id>
<link rel="replies"  type="text/html" >http://businessetc.thejournal.ie/5-4-per-cent-of-irish-households-over-indebted-in-2008-says-esri-98491-Mar2011/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://businessetc.thejournal.ie/5-4-per-cent-of-irish-households-over-indebted-in-2008-says-esri-98491-Mar2011/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[New report says little progress appears to have been made on bank recapitalisation commitments to extend bank accounts and facilities to more people.]]></summary>
<link rel="enclosure"  type="image/jpg"  href="http://s1.jrnl.ie/media/2011/03/PA-9098791-230x150.jpg" />
<category scheme="http://businessetc.thejournal.ie"  term="Banking" />
<category scheme="http://businessetc.thejournal.ie"  term="Debt" />
<category scheme="http://businessetc.thejournal.ie"  term="ESRI" />
<category scheme="http://businessetc.thejournal.ie"  term="Indebtedness" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<author><name>Susan Ryan</name>
<url>http://businessetc.thejournal.ie/author/susan-ryan/</url>
</author>
</entry>
<entry>
<title type="html" ><![CDATA[New regulations for homeowners in arrears]]></title>
<link href="http://businessetc.thejournal.ie/new-regulations-for-homeowners-in-arrears-11440-Aug2010/" ></link>
<id>urn:uuid:29ba090d-f32a-6f8f-9f17-612195b7ee48</id>
<link rel="replies"  type="text/html" >http://businessetc.thejournal.ie/new-regulations-for-homeowners-in-arrears-11440-Aug2010/#comments</link>
<link rel="replies"  type="application/atom+xml" >http://businessetc.thejournal.ie/new-regulations-for-homeowners-in-arrears-11440-Aug2010/feed/</link>
<updated>2013-06-19T10:35:54+01:00</updated>
<summary type="html" ><![CDATA[New rules for mortgage lenders have been proposed to help struggling homeowners.]]></summary>
<category scheme="http://businessetc.thejournal.ie"  term="Arrears" />
<category scheme="http://businessetc.thejournal.ie"  term="Central Bank" />
<category scheme="http://businessetc.thejournal.ie"  term="Debt" />
<category scheme="http://businessetc.thejournal.ie"  term="Economics" />
<category scheme="http://businessetc.thejournal.ie"  term="Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="Financial Consumers" />
<category scheme="http://businessetc.thejournal.ie"  term="Financial Regulator" />
<category scheme="http://businessetc.thejournal.ie"  term="Home Owners" />
<category scheme="http://businessetc.thejournal.ie"  term="Mortgage" />
<category scheme="http://businessetc.thejournal.ie"  term="Mortgage Arrears" />
<category scheme="http://businessetc.thejournal.ie"  term="Personal Finance" />
<category scheme="http://businessetc.thejournal.ie"  term="The Mortgage Arrears and Personal Debt Expert Group" />
<author><name>Jennifer Wade</name>
<url>http://businessetc.thejournal.ie/author/jennifer-wade/</url>
</author>
</entry>
</feed>