Lending
# lending - Thursday 13 June, 2013
Property sector accounts for almost half of outstanding business loans
Lending to both small and large businesses in this sector continued to fall over the the last year.
# lending - Sunday 9 June, 2013
St Vincent de Paul warns of ‘potential money lending crisis’
The society has said that its members are becoming increasingly alarmed at the prevalence of money lenders.
# lending - Tuesday 7 May, 2013
# lending - Monday 29 April, 2013
Permanent TSB to overhaul mortgage interest rates for new customers
From this week, interest rates will vary for new customers depending on the amount they borrow and the value of the house.
# lending - Friday 12 April, 2013
Central Bank regulator: Half of small business loans are impaired
Fiona Muldoon says many small businesses have properly-related loans – and are struggling to keep up with repayments.
# lending - Thursday 17 January, 2013
ECB borrowing by Irish banks at lowest level since September 2008
Having reached its peak immediately after the bailout November 2010, the share of the total ECB funding by banks is now 6.3 per cent.
# lending - Friday 11 January, 2013
Half of proceeds from State assets sale must pay down debt – Troika Exclusive
The government is keen to use all of the money from the sale of State assets in “one shape or another” to fund job creation initiatives but the Troika appears more focussed on reducing the debt.
# lending - Sunday 6 January, 2013
Permanent TSB says it will increase lending fivefold this year
Permanent TSB says it will significantly increase lending for mortgages and personal loans in 2013.
# lending - Friday 4 January, 2013
Banking sector saw rise in deposits, decline in lending in 2012
Deposits from insurance corporations and pension funds also saw an increase last year.
# lending - Friday 7 December, 2012
Column: Four years of crisis, and still no clear deal on mortgage debt
The failings of Government to take simple steps to help mortgage holders has caused further damage – and the Insolvency Bill is by no means our saviour, writes David Hall.
# lending - Friday 30 November, 2012
Mortgage approvals up 27 per cent overall on last year – IBF
However the volume of new mortgages is still down significantly when compared with the years 2005 and 2006 – and the future abolition of mortgage interest relief is causing anxiety.
# lending - Tuesday 13 November, 2012
Committee to discuss “conflicted reports” on bank lending
The Oireachtas Committee on Jobs, Enterprise and Innovation will cover the topic as part of its discussion on lending to small business today.
# lending - Wednesday 17 October, 2012
Taoiseach: Banks know what government wants them to do
Enda Kenny said that the personal insolvency legislation coming in next year would help those in mortgage distress as yesterday’s comments from the Central Bank’s Fiona Muldoon dominated proceedings in the Dáil.
# lending - Wednesday 3 October, 2012
Credit union loans down 10 per cent
The Irish League of Credit Unions said the decline is due to a “severe lack of demand and continued restrictions on lending”.
# lending - Sunday 30 September, 2012
Column: Miracle on O’Connell St – what the Clerys rescue says about Ireland
An institution was saved – which just goes to show how badly Irish homeowners are being treated in comparison, writes Arthur Doohan.
# lending - Friday 28 September, 2012
Lending to households fell by €500m last month
New Central Bank figures show that lending to households continued to fall last month on top of a €471 million drop in July.
# lending - Tuesday 18 September, 2012
Column: Here’s what our leaders need to deliver in the new Dáil term
Independent TD Catherine Murphy gives her take on the challenge faced by the Government.
# lending - Thursday 13 September, 2012
One in three people who apply for mortgages are turned down
Figures revealed for the first time show that 38 per cent of mortgage applications were rejected last year.
# lending - Wednesday 22 August, 2012
Bank of Ireland says it’s ‘concerned’ that SMEs believe banks are not lending
The bank is reacting to the findings of Central Bank research which shows that Ireland has one of the highest rejection rate for SME loans.
Research says Ireland has second highest rejection rate for SME loans
Research released by the Central Bank today says that Ireland has the second lowest level of lending to small businesses in the euro area, behind Greece.
Banking Federation rejects report on lending to small businesses
IBF chief executive Pat Farrell says he had not seen the report but rejected the findings which are reported this morning.
The 9 at 9: Wednesday
The nine stories you need to know this morning.
# lending - Saturday 18 August, 2012
# lending - Friday 6 July, 2012
The 9 at 9: Friday
Nine things to know this morning…
# lending - Thursday 5 July, 2012
Passing ECB cut on to customers a ‘commercial decision for each bank’ – Dept of Finance
Tracker mortgage customers will see their rate adjusted as per the ECB change – but what about other mortgage holders?
# lending - Tuesday 3 July, 2012
# lending - Monday 2 July, 2012
The 9 at 9: Monday
Nine things to know this morning…
# lending - Sunday 1 July, 2012
RBS traders fired months ago over rate-fixing – report
Revelation comes after RBS confirmed it is one of the banks being investigated over manipulation of inter-bank lending rates.
# lending - Tuesday 19 June, 2012
Speculating on second bailout ‘profoundly unhelpful’ – Howlin
The Minister says speculation about a possible second bailout for Ireland was unhelpful – but concedes that Ireland’s position is “buffeted by external realities”.
# lending - Monday 18 June, 2012
Over half of loan applications refused by bailed-out banks, says ISME
The quarterly bank survey has prompted an angry response from the SME sector.
# lending - Wednesday 13 June, 2012
Bank of Ireland sells UK project finance arm
The €200m sale will not lead to job losses.
# lending - Saturday 9 June, 2012
Got an idea? A successful Irish entrepreneur is giving away €20k
Niall Harbison of Simply Zesty is running his own Dragon’s Den competition.
# lending - Friday 8 June, 2012
Lenders following arrears guidelines from Keane Report, says Central Bank
The Central Bank says commercial banks are bringing forward new proposals to assist people in mortgage difficulty.
# lending - Tuesday 5 June, 2012
Credit Reviewer says banks need to show more ‘risk-taking’ in lending
John Trethowan’s eighty quarterly review criticises banks for not being adventurous enough in lending to businesses.
Column: Households aren’t the only ones hit by negative equity – it’s crippling businesses
During the boom it was cheaper for businesses to buy property than to rent it – but that’s causing huge problems now, writes Peter Faulkner.
# lending - Thursday 31 May, 2012
Household loans and mortgage lending down in April
Latest figures from the Central Bank show that the level of lending to Irish households continued to decline last month.
# lending - Thursday 24 May, 2012
Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.
Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.
# lending - Monday 14 May, 2012
Column: Nick Leeson – My heart says ‘No’, but my head says ‘Yes’
TheJournal.ie columnist nails his colours to the mast and says that a ‘Yes’ vote is the only message to send out if we want access to funds at the keenest rates possible.
# lending - Monday 30 April, 2012
Government pledges support for Credit Union reform
The Finance Minister is to establish an implementation group in order to facilitate the restructuring of the the country’s Credit Unions.






















































