Mr.Potbelly

I do not own one single share single share in a Banking organisation or Company in this State or any other country as a personal investment. On the other hand I do own shares in these establishments as a citizen of Ireland since the date of the Bank Bailout.
Now that I have made that painfully clear I trust you will understand my point.

MR Rogers…
Glad you cleared that one up, I suppose my lack of intelligence led me to completely misread your statement; “As a shareholder in many of these establishments”

Well then Mark we are all in the same club. A bunch of uninformed, mislead, forced ‘investers’ in banjaxed institutions in which, in my case at least, I wouldn’t have invested my favourite brick.

Great to hear Deloitte actually know what they’re doing these days…

Its not made up… its deliberate fraud and collusion by elite banksters… non of this financial crisis is by accident. Its by design to have the exact results we see. A EU held to ransom by banksters… Its a coup.

Just got the letter today…

You pay your mortgage interest like most bills, a month in arrears. The rate changed in late November, so you’ll see the change in the month after, depending on your payment date

Personally Im not sending you any email, however I think youre not addressing the comments made.
Obviously youre one of the more fortunate people who has money and its invested in banks but these banks have been bailed out by the tax payer…hence surely the tax payer has as much right as you (as an invester on a personal level) to make their own decisons without you being so rude as to call us all lacking in intelligence!
Sounds like youre delighted with the Government and the Banks, good for you… You and all the major party officials :)

Yahoo! So how long will it be ’till I get MY dividend statement in the post and have a party?

@jeff and John – I think ye’re missing the point. We are shareholders in the banks, however unwillingly. We need the banks to make money to get our money back. The fact they have passed the stress test means this is more likely. That’s good news. What it also means though is that instead of the banks screwing us, these days we’re just screwing each other. That’s bad news.

Donncha…erm, I think I got that one without the intervention or enlightenment of Mr Rogers.
What do I think?
I think that its possible for anyone to massage figures and make anything sound ok or suit the picture.
I also think that the whole thing is a pile of shite as are the people running it all.
My lack of intelligence also leads me to think that its all going to end up in tears when the Euro zone inevitably goes belly up and we all owe each other soo much money that its almost irrelevant.
Thats just a pigs point of view :)

Donncha
A bit of good news is very long overdue and whatever point I may be missing in relation to the present bank ‘stress’ test there is a lingering, acrid and sour taste in my mouth that I can’t spit out. I’m sure many of the voluntary investors that lost out in the the recent past are retching the bile from their stomachs at the bonus payments, stock options and other ‘contractual benefits’ that are and have been paid to the incompetent crooks that swindled them and even more so when they see the tax on other more prudent investments going to support these corrupt and rotten institutions that put the result of their ineptitude on the backs of the public by a secret deal behind closed doors with the likes of Kevin Cardiff and Brian Lenahan. Give me a break!

Mark is entirely correct that banks making profits again is good news for us as de facto shareholders. However I question the notion that bonuses of the sorts that were being paid prior to the crash are anything normal or healthy. Quite the opposite – they contributed to pursuit of short term gain that ultimately was the banks’ undoing.

Of course those bonuses would be assessed on performances proven satisfactory to shareholders like your self Mark

I think it was Enda Kennys words that we all have to suffer in these days of AUSTERITY.. and yet you who ”As a shareholder in many of these establishments ” say that there should be the usual rewards “INCLUDING BONUS PAYMENTS AND STOCK OPTIONS”
Please explain exactly what planet youre living on because there are plenty of us who would like to join your prosperity.
How insulting you are!

Unless its like the Eircom fiasco..
Shareholders, when it happens to be us Joe Soap public, tend to get ripped off.. While on the other hand, speculators and venture capitalists always get paid off..

Stress is caused by 4 or 5 austerity budgets in a row, austerity budgets were caused by the banks. I’m still trying to figure out if your trying to be a smart ass and failed or what?!

Austerity budgets weren’t caused by the banks, they were caused by a collapse in government tax revenues by €20bn.

BS. The collapse of the economy that was over inflated by criminal banksters peddling debt and saddling the public with the debt and extortionate interest rates have caused and the biggest scam is they have dumb sheeple convinced its our fault because we pay doctors nurses teachers and police too much. Wise up. Its the biggest financial scam in human history and a EU power grab by banksters to run our countries

Ryan, we have already had 20 billion of budget adjustments. And we still have a 20 billion deficeit. What do you think caused that?

Oh deary dear, Ryan. They got you good.

So, the Irish taxpayer has been do generous that the banks are now allegedly on a relatively solid footing. And this is good news … I guess.