What’s the point of such schemes anyway when some future government will just end up “borrowing” from them to fund their spending.

It is becuase of the highly restricted manner in which pension funds have to calculate liabilities. Annuity rstes are at historic lows as are the yields on triple A rated bonds.

The government should supply free alcohol to all workers so that they can drink themselves into an early grave taking the pressure off pensions. Those who refuse to do this should be subjected to higher taxes. Oh and alcohol related illness would be made in eligible for medical treatment . This place is such a kip, that plan might just work

This is happening as business owners do not want to risk the business by providing employee pensions, because they know the pension industry has been ripping them off for years. This will result lower risk to the business community, increased pension numbers as each employee will have their own pension, which will inclease the fees the pension industry. A win win for everybody. All except the poor individual pension owner in other words the consumer who will be ripped off.

Defined Benefit pension schemes you mean, there are also defined contribution pension schemes which do not fall under the new pension board rules

the way things are going now, this will be a country of pensioners with no money to pay them in 10 years time

The reason that so much is fraudulent in Ireland is opinions in law.

Those who have the illegal use of opinions can avoid prosecution by using opinions to hide the details.

In about 10 days the GM pension plan buyout decision deadline will be here. Those retirees who have been affected by this decision have been encouraged since the June 1 announcement to consult with an experienced financial planner. This decision is a complicated one; there are many factors to consider including your age, heirs, and income tax bracket. A free white paper is available at http://gmpensionbuyout.info. Even with research, the options are best understood when discussed with a professional. Find out which choice is the right one for you and your loved ones.

What if you could see into the future? What if you could know just how the GM Pension Buyout Plan options would play out for you and your family? If you’ve read the free white paper at http://gmpensionbuyout.info, you’ve seen scenario examples. You may not fit those demographics, however, leaving your future views cloudy. This is why GM retirees have been encouraged to seek the professional advice of experienced financial planners. The July 20 decision deadline is almost here – don’t guess about your future; let a professional help you make a decision you can be confident about.

Did you realize your spouse and their health will affect the consequences of your choice in the GM Pension Buyout Plan? You see, each of the three options you face in this pension decision has an outcome individualized to your life circumstances. In order to help you fully understand your choices, the financial planners at LJPR, LLC out of Troy, MI have created an online video which explains the possible outcomes of each decision. You can watch it here: http://youtu.be/32ZRne7AoTQ. Even after watching the video, it’s strongly encouraged that you meet with a professional financial planner to assist you while you make this choice. The decision deadline is less than two weeks away on July 20, 2012.

June 1 brought the announcement from your former employer of their pension buyout plan. This plan is projected to reduce General Motors pension liability by 26 billion dollars, but how do the choices impact you? You can read the free white paper further explaining the topic at http://gmpensionbuyout.info; it goes into detail about the options you find yourself facing. On top of educating yourself, it’s advisable to seek the advice of a professional financial planner. There are many factors involved in determining which option is best for you and your family, but only days until your decision deadline of July 20, 2012. Make sure you get the help you need to make the right choice.