Sme’s think the bank is not lending is a fact and not something they just made up.
The banks have lost all trust and credibility with the vast majority of the public and I for one don’t believe anything they say.

There is no misinformation; banks are just not lending!

how can a bank our group of banks reject the findings of its regulatory body? something is very broken when rule breakers can turn around and refute regulators reports and say we don’t accept the findings in safe knowledge that no one will challenge them

I’m Md of a specialist engineering company we have a clean record with our bank Boi,nAnd guess what?nThey are NOT lending!nHow can an Irish Sme grow and create jobs without business loans?nAnd our spineless government haven’t the balls to tackle them??

The banks are offering to lend, no doubt about that but its the T&C that SME’s can not comply with.

They can then report to the Government that they have made an offer and the company did not avail of it.

Spin, I believe that’s what it is called.

The minister for finance said in the dail we can’t believe what the banks say so what has changed NOTHING !!!
They have consistently lied to the past government this government the central bank the regulator and now the people of Ireland.
Why do we still doff our caps ?

Well if bank of Ireland says it’s not true and that they are bending over backwards to help sme s then it must be true and I have to believe them….tsk tsk ..silly people casting doubt on such a venerable institution

Eh? Isn’t that a bit like the bloke beating you over the head with a baseball bat being concerned that you believe he’s the violent sort??

Know what? BOI dont fully qualify as a bank any more. Definition of a bank- 1. an institution for receiving, lending, exchanging, and safeguarding money and, in some cases, issuing notes and transacting other financial business.

80% of applications approved? Yes, if you count renewals of existing facilities where they have little choice. What’s the % for approvals of NEW money going out the bank’s door?

In jan 2012 applied to increase overdraft from €5000 to €7500,yes that €2.500 increase.aug 2012 no answer just told they haven’t come back .
God love self employed Ireland.

If bank of Ireland are sooooo concerned why don’t they start lending

They are more concerned, at being found out! Who told the dogs on the street, find them and put them down!

Can’t we just sack the lot, save the money and get decent banks and bankers in?!!

That last bit was a joke, if course!
Decent bankers… :-))

Bank of Ireland really really loves us all….it’s just misunderstood

OK here we go…
What if, and its a big if, the banks are only reflecting how really shagged the economy is. Then its better not to be throwing good money after bad. We would end up bailing the shaggers out again if they were making huge losses.
Also the government would be delighted that everyone was focusing on the bad bad bankers rather than how fu**ed the economy really is….yes/no?