Do Androids dream of Electric Sheep Hal ?

What Bank does Hal9000. Only a Banker could talk like he does. What about elderly people and electronic illiterates ? I suppose they do not count. Look again Hal. The article says they object of the exercise is to save money and NOT to “directly benefit human end-users” [I think I know what that is supposed to mean ].

Dunno, I transferred money online from one bank to another, firstly I was charged €5 for the privilege, secondly I transferred the money on a Thursday, midday. The monies did not appear in the other bank’s account until the following Tuesday!!!
So do explain what these electronic/mechanical operatives were at for that length of time? I was better off doing a Quick Lodge, and wouldn’t have been charged either. It’s bull sh1t

Human operatives. I think you mean people, right? People, It’s an easy word.

Resistance is futile.

Best post in this entire thread. However, there are some banks who are ‘technologically’ in the dark ages. Imagine… Even in 2012.

rodrigo detriano, nobody forced people in the branches to sell as many loans to a person as they could in order to get that extra monthly bonus.

I dealt with banks back in 2007/2008 when i bought my house, they tried their very best to sell me a loan ontop of my mortgage, your telling me staff can’t think for themselves?

Also don’t assume I’ve not been on the dole either, was made redundant last year and my wife was made redundant twice before that, I’m well aware of what its like.

But at the same time the bank MUST restructure for it to become viable again it cannot remain the same or the government will always be stuck with the bloody thing,

Eh Barry, yes they did, they are called managers and they pretty much demanded you sell as many as you can…

Maybe they could make those savings by not paying salary/bonus packages of €900,000 to dckheads running a bank which Failed and had to be bailed out

Barry, the thought processes of people who work in banks are largely determined by other people who set ‘targets’.

The opposite – apparently a refurb, preparing for the absorption of the Smithfield branch later on in the year, including Capel St having an atm lobby like the Grafton St branch.

Also – HI Cat :)

Irish banks are so behind the times… At banks in the US/EU you can cash cheques at any ATM, Bank of America has rolled out a facility for SME’s with an app to take a photo of the cheque with their iphones and it’s depositied electronically, Switzerland is rolling out cashless branchs.

You should use tech, get square etc and convert to electronic cash flow management where possible. A daily visit to the bank is something that’s soon to be in the past.

are you happy with that servive ..?

Hi,no I’m not happy with them.

I do as much as possible electronically , payroll, invoices, inline purchasing etc.. We accept all major cards etc, but we need change so when customers pay with cash we can give them change. For insurance we can only keep a small amount of change, so have to go to the bank at least twice a week,

I looked at moving but BoI won’t give me an overdraft to the same level as AIB for 6mnts and no other bank is close enough

So basically I’m stuck and no waste at least 2-3 hours to do a task that used to take 15-20 mins

How are the banks helping business in this country?

Ahhhhhh

@David Kelly

“An Post services available to AIB customers are as follows”…..

All banks will close their doors to customers within the next 5 years. If one is still with that bank, one will have to make an apointment to speak to a staff member! All banks are bringing in the ‘quick lodgement’ machines for people with cash, cheques etc. They don’t want people in and out every day with this kind of transaction.

Yes, there will be huge redundancies, but An Post will become more of a bank than your local post office. They will eventually employ more people but I can also see An Post charges coming in even though they will be paid also by these banks.

A bank is not a (now tax payer funded) social entity to provide a place for social interaction to senior citizens… Sorry but it’s just not.

A sign of things to come. Who needs people when machines can do the job with much less expense.

@ Derek

That’s been the way for quite some time now, mechanisation is nothing new. You don’t see lads pulling up elevators by hand much anymore either.

Michael
I don’t think there have been hatches in banks since the 70s the same elderly have no problem sitting down at computers booking flights to the sun at bargain prices . ATMs have now been.on the go for close to 35 years . times have moved on and the need for bank branch’s like phone boxes is coming to an end
I hate the way ageism is used by people especially in media circles to describe people as been slow to adapt to change
most older people that I know are much sharper and quicker to learn then portrayed on here and in particular RTE

Ffs, this think of the old people shite is sickening. For one it’s hugely insulting to old people as you’re seriously underestimating and insulting their intelligence. Secondly, you don’t get stupider as you get older. A person is as intelligent as they always were. Old people have adapted to far more than you and me ever will so give the patronising rant a rest.

@dereck just wait until the machines get a union, then were are fecked, imagine the government trying to negotiate against an IBM mainframe, it would be hilarious

some forget that the “Senior Citizens” of Ireland have kept a lot of banks open open witn their different Accounts etc and Banks have made their money from them …and they SC dident screw the banks up ..the people of today did!

if every aib custmer whos branch is cloesing with drew their acc the thoes grabbing bars…. would suffer thats the first thing i am doing monday morning

@Neil McAuley

Do what I did about 7 years ago. N.I.B. did the same. Closed their doors. I closed my account and moved across the road to Bank of Ireland, when they finally close the doors on me, I’ll move to Ulster Bank and again and again. Eventually, I will end up at the post office, by that time they will be employing AiB, BOI etc. staff because all there will be left is An Post.

Not just the elderly, It will be a lot of people. Especially in the countryside where ATMs are scarce.

Do you think lose making banks should remain open then just to ensure the bank jobs are kept?

If so, how is this different to bailing out the banks which you are against,

Do you think lose making banks should remain open then just to ensure the bank jobs are kept?

If so, how is this different to bailing out the banks which you are against,
..

What’s wrong with jobs in Offaly ? ;)

Rodrigo, don’t be stupid.

I agree Rodrigo , the media go hysterical about 20 or 30 jobs in a backwater.But nothing said about the countless numbers being laid off every day,and afraid that is a FACT.

I think his job remit should never descend to going from branch to branch offering comfort! Are you nuts ?

Ok course pay rises are all the rage these days

Im just saying everybody is complaining about the bank closing.. Wat about the ppl having to pick up the slack..

I was joking on the socioeconomic state of society,

I have no problem with pay rises in either private or public sector, when they are deserved and can be afforded. I personally think post office workers are very good (except that bitch with the black hair)